A financial report on the Unites States Market
by a Music Major who is a stay at home Mom.
I thought that I should write this disclaimer before I wrote anything else. I have no idea what is going on or why but I sure have my ideas. So please do not laugh… humm (clearing of throat which is done by the intellectuals of Rome)*
I have heard a lot of theories on why the economy is unstable at this time and just today I read an article that stated consumer prices have dropped 1.7% in the month of November. It is a record setting Month and to some it reflects the awful state our country is in. I don’t believe it is as bad as the economist/media portray it to be.
What happened is after going to war with Iraq and Afghanistan and having Iran angry with us, PLUS the energy crisis, the prices of Gas shot up. This caused all other prices to rise as well. Being a stay at home Mom I watched how the price of a gallon of milk rose to $3.40.
In theory** the prices rose too quickly and for no other reason then greed. When the population saw that prices were rising they decided that they needed to curb their consumer driven lives and became more frugal, cutting down their spending habits.
This caused the investors and speculators, to panic as it began to fall: people just weren’t spending like they used too. And for the people who live off of borrowed money, their time to pay up had arrived.
The price of Gas had risen too high and the stock market had reached its ceiling (I'm sure it can and will go higher, but for now...). The economy is trying to reset itself to a more reasonable price. For example milk is down to $2.30 a price which to me*** makes sense.
It is not deflation, rather the prices are coming down from the gasoline scare/panic/money- hungry price. It was just a bump in the road, like running over road kill. Don't stop and study the already dead animal! Move on!
There, I have said my two pieces which is not worth much in the first place. If people didn’t panic so much/listen to the media, then I don’t think half of the things that are happening would happen. Self- fulfilling prophecy!
Lessons to learn: Don’t live off of borrowed money and stay within your means. And if you don’t, at least have a years worth of food storage!!
*Also made up by yours truly!
** *** again not qualified
Thou Shalt Have Fun...
Tuesday, December 16, 2008
Thursday, December 11, 2008
Old Spice and Dreams
It is warm today. The snow is actually melting in the road where the sun can get to it. I know that I am acclimatizing to the weather because at 26 degree’s I only need my jacket.
Though I am acclimatizing to colder weather, I’m not towards being inside. I think that when winter comes we should be more like the bears: grumpy and groggy not knowing what the heck is going on. Well, I’ve got the grumpy part down!
The man child got into Manly man’s deodorant and I now have little bluish clear chunky pieces all over my bed. Why the bed? And WHY MY bed?
So now, if I decide to take a afternoon nap the strong smell of Old Spice will cause me to have fantasies of a rugged strong tan man (Manly man of course) riding into the sunset on his horse that are not appropriate to write about. You know the clips that they show on TV for the cologne commercials. I don’t have time for such dreams HELLO!! Stay at home mom here!
Can you see me riding behind this handsome hunk (Manly man, just in case you missed who I was talking about) my arms stretched out trying not to fall off the horse’s rear end because (inevitably either the middle child or the man child will interrupt my dreaming) of the children sitting between us? Yeah, it doesn’t work!
Well, at least it is funny the way the man child keeps working his tong in his mouth. Feeling a little dry in there boy?
Maybe he’s tried of being inside and resorting to licking deodorant to get a kick!
On second thought, I just might take an afternoon nap!
Though I am acclimatizing to colder weather, I’m not towards being inside. I think that when winter comes we should be more like the bears: grumpy and groggy not knowing what the heck is going on. Well, I’ve got the grumpy part down!
The man child got into Manly man’s deodorant and I now have little bluish clear chunky pieces all over my bed. Why the bed? And WHY MY bed?
So now, if I decide to take a afternoon nap the strong smell of Old Spice will cause me to have fantasies of a rugged strong tan man (Manly man of course) riding into the sunset on his horse that are not appropriate to write about. You know the clips that they show on TV for the cologne commercials. I don’t have time for such dreams HELLO!! Stay at home mom here!
Can you see me riding behind this handsome hunk (Manly man, just in case you missed who I was talking about) my arms stretched out trying not to fall off the horse’s rear end because (inevitably either the middle child or the man child will interrupt my dreaming) of the children sitting between us? Yeah, it doesn’t work!
Well, at least it is funny the way the man child keeps working his tong in his mouth. Feeling a little dry in there boy?
Maybe he’s tried of being inside and resorting to licking deodorant to get a kick!
On second thought, I just might take an afternoon nap!
Tuesday, December 9, 2008
Oh! The Yummy Carnage
The carnage has begun! But I will get to that in a minute.
On Saturday Lands' End hosted a breakfast with Santa and crafts. The kids had a great time. NJ was brave this year and sat on Santa's lap. The man child never has a problem with people when they give him candy! Banana still did not trust Santa, but she agreed to stand next to NJ. Though Banana would not sit on Santa's knee, she was the first kid on stage when they asked the children to come up and help them sing.
This year we made a cookie tree. We cut out gingerbread cookies and hung them up in the tree. We also made a popcorn and cranberry chain. The tree looks so pretty that I think as a new family tradition we will have a cookie tree and our ornament tree every year.
On Saturday Lands' End hosted a breakfast with Santa and crafts. The kids had a great time. NJ was brave this year and sat on Santa's lap. The man child never has a problem with people when they give him candy! Banana still did not trust Santa, but she agreed to stand next to NJ. Though Banana would not sit on Santa's knee, she was the first kid on stage when they asked the children to come up and help them sing.
This year we made a cookie tree. We cut out gingerbread cookies and hung them up in the tree. We also made a popcorn and cranberry chain. The tree looks so pretty that I think as a new family tradition we will have a cookie tree and our ornament tree every year.
The first one to succumb to the temptation of the cookie tree.
Tuesday, December 2, 2008
The Start to Christmas
Sunday night it snowed. Not a lot of snow, but it was cold and windy enough to make the roads fun to drive on!
The kid’s are excited about the snow and Natalie heads to school every morning with the proper gear. We are also letting Natalie ride the bus home. Now that the weather is cold, it is a lot easier on me because I don't need to back up Hannah and Andrew. She gets home a little before four. What a long day for a little girl! The pick up is at the bottom of the street and the drop off is at the top.
I think the best part of the day for Hannah is when Natalie comes home. Hannah adores her.
For family Home Evening, we counted all the change the children had collected over the year and we divided it by three. Each ended up with almost 12 dollars! The plan is for the kids to use the money to buy a gift for each other. We had them draw a name, which took a while because someone kept drawing their own name. There are not a lot of variables with three children.
Natalie and Hannah are excited about the whole thing and I have a feeling the gifts will not stay wrapped under the tree for long. Andrew doesn't understand what is going on, but seeing his sisters excited makes him bounce around the room!!
Today I'm hoping to make some gingerbread cookies to go on the tree we got Saturday.
Christmas is official here in the Dietrich home.
The kid’s are excited about the snow and Natalie heads to school every morning with the proper gear. We are also letting Natalie ride the bus home. Now that the weather is cold, it is a lot easier on me because I don't need to back up Hannah and Andrew. She gets home a little before four. What a long day for a little girl! The pick up is at the bottom of the street and the drop off is at the top.
I think the best part of the day for Hannah is when Natalie comes home. Hannah adores her.
For family Home Evening, we counted all the change the children had collected over the year and we divided it by three. Each ended up with almost 12 dollars! The plan is for the kids to use the money to buy a gift for each other. We had them draw a name, which took a while because someone kept drawing their own name. There are not a lot of variables with three children.
Natalie and Hannah are excited about the whole thing and I have a feeling the gifts will not stay wrapped under the tree for long. Andrew doesn't understand what is going on, but seeing his sisters excited makes him bounce around the room!!
Today I'm hoping to make some gingerbread cookies to go on the tree we got Saturday.
Christmas is official here in the Dietrich home.
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